India's International Bank
Interest Rate
10.85%
Max Loan
₹1 Crore
Max Tenure
15 years
Processing Fee
NIL
Bank of Baroda is known as India's International Bank and offers education loans for both domestic and global education. BOB is particularly well-known for study abroad loans due to its international banking presence.
| Parameter | Details |
|---|---|
| Bank Name | Bank of Baroda |
| Bank Type | Govt Banks |
| Interest Rate | 10.85% – 11.35% |
| Maximum Loan Amount | ₹1 Crore |
| Maximum Tenure | 15 years |
| Processing Fee | NIL |
| Moratorium Period | Course period + 12 months |
| Eligible Schemes | Padho Pardesh, CSIS |
| Loan Category | Interest Rate (p.a.) |
|---|---|
| Up to ₹4 Lacs | 10.85% p.a. |
| ₹4L – ₹7.5 Lacs | 11.10% p.a. |
| Above ₹7.5 Lacs | 11.35% p.a. |
Rates are indicative. Final interest rate depends on applicant profile, course, institute, and collateral provided.
Strong international presence
Loans for 107+ countries
Nil processing charges
Covers all education expenses
Special schemes for abroad
Advantages
Disadvantages
Indian national
Secured admission
Co-applicant with income
Online or branch application
Document submission
Approval
Disbursement
Pro Tip: Apply at least 4–6 weeks before your course fee payment deadline to avoid last-minute delays.
India's International Bank
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Eligible Government Schemes
Padho Pardesh, CSIS
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