Honours Your Trust
Interest Rate
10.30%
Max Loan
₹20 Lakh
Max Tenure
15 years
Processing Fee
NIL
UCO Bank is a nationalized bank offering education loans under the IBA Model Scheme with nil processing fees and government subsidy eligibility.
| Parameter | Details |
|---|---|
| Bank Name | UCO Bank |
| Bank Type | Govt Banks |
| Interest Rate | 10.30% – 11.10% |
| Maximum Loan Amount | ₹20 Lakh |
| Maximum Tenure | 15 years |
| Processing Fee | NIL |
| Moratorium Period | Course + 12 months |
| Eligible Schemes | CSIS, Padho Pardesh |
| Loan Category | Interest Rate (p.a.) |
|---|---|
| Up to ₹4 Lacs | 10.30% p.a. |
| Above ₹7.5 Lacs | 11.10% p.a. |
Rates are indicative. Final interest rate depends on applicant profile, course, institute, and collateral provided.
Nil processing fee
CSIS eligible
Moratorium period
Advantages
Disadvantages
Indian national
Secured admission
Co-applicant required
Branch visit
Submit documents
Approval in 10–15 days
Pro Tip: Apply at least 4–6 weeks before your course fee payment deadline to avoid last-minute delays.
Honours Your Trust
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Eligible Government Schemes
CSIS, Padho Pardesh
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