Badhte Ka Naam Zindagi
Interest Rate
15.50%
Max Loan
₹75 Lakh
Max Tenure
7 years
Processing Fee
1.5%
Axis Bank provides education loans for both Indian and foreign universities. With a higher loan ceiling of ₹75 Lakh, it's suitable for expensive programs at top global universities. The bank's digital platform makes the application process convenient.
| Parameter | Details |
|---|---|
| Bank Name | Axis Bank |
| Bank Type | Private Banks |
| Interest Rate | 15.50% – 17.50% |
| Maximum Loan Amount | ₹75 Lakh |
| Maximum Tenure | 7 years |
| Processing Fee | 1.5% |
| Moratorium Period | Course period + 6 months |
| Eligible Schemes | CSIS |
| Loan Category | Interest Rate (p.a.) |
|---|---|
| Up to ₹4 Lacs | 15.50% p.a. |
| ₹4L – ₹7.5 Lacs | 17.50% p.a. |
| Above ₹7.5 Lacs | 15.50% p.a. |
| With collateral security | Negotiable rate |
Rates are indicative. Final interest rate depends on applicant profile, course, institute, and collateral provided.
High loan amount up to ₹75 Lakh
Fast processing with digital documentation
Covers tuition, hostel, travel & more
Flexible tenure up to 7 years
Available for India and abroad
Section 80E tax benefit
Advantages
Disadvantages
Indian citizen, age 18–35
Secured admission at recognized university
Co-applicant with regular income
Minimum 50% in qualifying examination
Apply via Axis Bank website or mobile app
Upload KYC and academic documents
Bank verifies documents (2–3 days)
Credit decision communicated
Loan disbursed to institution
Pro Tip: Apply at least 4–6 weeks before your course fee payment deadline to avoid last-minute delays.
Badhte Ka Naam Zindagi
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Eligible Government Schemes
CSIS
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