
Your Family Bank
Interest Rate
11.00%
Max Loan
₹20 Lakh
Max Tenure
10 years
Processing Fee
0.5%
Karnataka Bank offers the KBL Vidyadhan education loan scheme primarily for students in South India. It's a trusted regional bank with good service.
| Parameter | Details |
|---|---|
| Bank Name | Karnataka Bank |
| Bank Type | Private Banks |
| Interest Rate | 11.00% – 12.50% |
| Maximum Loan Amount | ₹20 Lakh |
| Maximum Tenure | 10 years |
| Processing Fee | 0.5% |
| Moratorium Period | Course + 6 months |
| Eligible Schemes | CSIS |
| Loan Category | Interest Rate (p.a.) |
|---|---|
| Up to ₹4 Lacs | 11.00% p.a. |
| Above ₹4 Lacs | 12.50% p.a. |
Rates are indicative. Final interest rate depends on applicant profile, course, institute, and collateral provided.
Regional bank trust
KBL Vidyadhan scheme
Quick local processing
Advantages
Disadvantages
Indian national
Secured admission
Visit branch
Submit documents
Approval in 7–10 days
Pro Tip: Apply at least 4–6 weeks before your course fee payment deadline to avoid last-minute delays.

Your Family Bank
Free. No spam. Response in 24 hrs.
Eligible Government Schemes
CSIS
Ready to Apply for Karnataka Bank Education Loan?
Get free expert guidance and apply in minutes.